Want to buy or build your first home?

Owner Occupied Home Loans From 3.55%* | Comparison Rate 3.60%*

Buying a new home but not sure where to begin?

At Euphoria Loans we understand that taking on a new home loan can be a daunting task especially with all of options out there offered through the hundreds of different lenders, that’s why Euphoria Loans offers a wide variety of great value, easy to understand home loans that will give you flexibility to choose the right home loan for you.

Whether you’re a first home buyer looking for a basic package or you want a tailored loan with extra features to help you renovate or invest, Euphoria Loans has the loan to suit you.

Call +61 2 8321 8895


First home buyers

Buying your first home could be one of the biggest purchases you will ever make – so you want to make sure you get it right.

As demand and consequently prices for real estate go up, so too does rent, making it more difficult to save up a decent deposit for your dream home. When the time comes to borrow, the qualified broker has to guide the first home buyer through the maze that is buying a home. We believe there has to be a friendly face who will give advice and make the steps for you.

Contact us today!

Refinancing existing loan

When it comes to refinancing your home loan, it’s important to consider value now, and in the future.

Our home loan specialists can tailor a loan to suit almost any need, whether

  • you’re looking for a competitive interest rate
  • you’re planning to move or renovate soon
  • your existing loan doesn’t suit you, or your circumstances have changed
  • you want more home loan features or flexibility
  • you want to access the equity in your home for investment.

Home loan calculators

How Much Can I Borrow

Estimate how much can you borrow by entering your incomes and ongoing commitments.


Home Loan Repayments Calculator

See how your home loan repayments change with change in interest rates, repayment type, loan term and amount.

Stamp Duty Calculator

Calculate your stamp duty payable with confidence here


Get your home loan pre-approval by calling us now. Call Now!