If you are looking at generating wealth via investing in a secure option, then property can take you there.

An investment property has the potential to generate consistent rental returns as well as deliver capital growth with time. Starting with just one property while maintaining a stable income have seen many people build a large profitable portfolio with the help of their mortgage broker.

Things To Keep In Mind While Buying Investment Property:

How much can I borrow Your mortgage broker can help you here.
How do I get the right property at the right price Consulting with a buyer’s agent can save you heaps of time and negotiate price?
Are there are any upcoming developments in the suburb where the property is located?
How far is the property located from CBD, Train station, schools, shopping centers, hospitals, etc?

Frequently Asked Questions:

What is negative gearing? You are negatively geared if the ongoing cost of the investment property is greater than the income generated from it. The reason why this is not as bad as it sounds is because this short term loss effectively brings down your taxable income while the value of your property is appreciating in the long run.

What are the main once off costs with a purchase of the investment property? Along with your out of pocket deposit, you will have to account for stamp duty, conveyancing costs, lender’s mortgage insurance (if you are borrowing more than 80% of the value of the property), building inspections. Your mortgage broker can help you estimate costs of each of these.

What are the ongoing costs of an investment property? Investment properties usually come with council rates, strata levies, insurance, water, property management fee, repairs & maintenance costs. Our experienced mortgage advisors can give you an estimate of your investment borrowing capacity and break down the process of availing investment loan in a no obligation consultation. Contact us now to book your free investment loan consultation.

Buying a new home but not sure where to begin?

At Euphoria Loans we understand that taking on a new home loan can be a daunting task especially with all of options out there offered through the hundreds of different lenders, that’s why Euphoria Loans offers a wide variety of great value, easy to understand home loans that will give you flexibility to choose the right home loan for you.

Whether you’re a first home buyer looking for a basic package or you want a tailored loan with extra features to help you renovate or invest, Euphoria Loans has the loan to suit you.

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Are you paying too much on your home loan?

Are you getting the best rate for your home loan? Many Australians are paying more interest than they should be. The team at Euphoria Loans will help you find the best home loan suited to your personal situation at no cost to you! Use the contact form on this page to learn how you can save thousands in interest over the life of your loan.

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Business

Whether you’re a first home buyer looking for a basic package or you want a tailored loan with extra features to help you renovate or invest, Euphoria Loans has the loan to suit you.

Ourcommercial loan specialists will assist you in finding the best finance optionfor your business. Our services include finding:

Commercial property loans
Finance to purchase a business or a franchise
Asset or vehicle finance
Unsecured and short term finance

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Buying a new home but not sure where to begin?

Whether you’re a first home buyer looking for a basic package or you want a tailored loan with extra features to help you renovate or invest, Euphoria Loans has the loan to suit you.

Buying a new car or a boat and need a hand with the right finance option. We can help you find the right type of finance for your vehicle. We can assist with: