How to prepare finance to buy your dream property
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Euphoria Home Loans are Kellyville's preferred mortgage brokers and can help residents looking to move into the Kellyville area with their home loans or bridging finance. Euphoria can also help with refinancing your home loan.
Suppose you are about to move to Kellyville or have heard how good Kellyville is for raising a family and want to move into the area. In that case, Euphoria home loans are the go-to mortgage brokers in Kellyville that will sort your finances out.
With vast local knowledge about the Kellyville area and a wealth of experience dealing with Kellyville residents from all socio-economic backgrounds and cultural heritages, Kapil and his team of Kellyville mortgage experts can source the best home loan rates for your circumstances.
Our Kellyville mortgage team has a vast range of financial products to help you get into the booming Kellyville property market and is more than happy to walk you step by step through buying your first home, an investment property or perhaps upsizing to a larger house or apartment. We can even help you work out a bridging loan very quickly in case you have your eye on a particular property and want to move soon.
As Kellyville mortgage specialists, we can help residents from Kellyville and wonderful surrounding suburbs like Bella Vista, Cherrybrook, Castle Hill, Rouse Hill and Glenhaven. We are proud and happy to say that we make owning your home a simple and stress-free process. We all know this process can be daunting and scary, especially for first-time home buyers and young families who borrow vast sums of money. But we will break all the financial jargon down into palatable formats that are easy to understand. Hence, you have a thorough knowledge of where you stand and your future financial obligations.
1) Discovery
The Kellyville mortgage broking team or professional brokers will meet with you at home or work and run through the process—all the documents you need and work out your borrowing capacity. Here you'll start to get a clearer picture of your financial position.
2) Market research and home loan recommendation
Kapil and his Kellyville mortgage brokers know the local Norwest area better than most people and will be able to recommend the best type of loan for your current financial position in life. Obviously, we will have a heart-to-heart with you and help you not overextend yourself. Here we will be open and honest and have a frank discussion about what you can expect to get from the banks.
3) Loan application
We become close business friends during the loan process. Because we get an intimate knowledge of your financials and income, we get to know you almost as well as your accountant. Hence, we advise you whether you should lock in a percentage of your loan and what percentage to keep variable. In addition, we hold your hand throughout this loan application process because we know how difficult it can be.
4) Loan approval.
Once we have done all the financials, we can expect a reply from the bank and will immediately let you know how much you can borrow. Now's the time to go on a serious house hunt in or around Kellyville.
5) Loan approval settlement
Great News! You're the proud owner of a Kellyville property, and now is the time to start living in your new home in Kellyville - congrats!!
6) We are your life-long financial partners during your Kellyville home loan
We never say goodbye. We are in touch all the time to advise you on what course of action to take with your home loan and what
Why do people love living in Kellyville, NSW?
Kellyville is a suburb of Sydney, in the state of New South Wales, Australia 36 kilometres north-west of the Sydney central business district in the local government area of The Hills Shire. It is part of the Hills District region. Wikipedia
Kellyville is where young families come to create a life for themselves and start a family. So close to shops, transport hubs and parks, Kellyville is the perfect choice for your next home move.
The team at Euphoria Loans can also help with refinancing your home loan. Refinancing involves paying out your current loan with a new one. It may shorten your loan term and reduce your repayments, so you can afford to make extra mortgage repayments and own your home sooner So, if this sounds like something you would be intertested in Kapil and his Kellyville mortgage experts can help with your home loan refinance.
If you are considering moving to Kellyville and buying your first house or even a second investment property, need expert home loan advice, and want to speak to mortgage brokers who actually know what's happening in the Kellyville real estate market, please talk to the team at Euphoria Home Loans. No one knows Kellyville better than we do!
